My Blog

2 BEAUTIFUL STORIES TO SHARE WITH EVERYONE

    
   

1)         There was once this guy who is very much in love with his girl.
    This romantic guy folded 1,000 pieces of paper cranes as a gift
    to his girl.
    
              Although, at that time he was just a small fry in his company,
    his future doesn’t seem too bright, they were very happy
    together.  Until one day, his girl told him she was going to
    Paris and will never come back.  She also told him that she
    cannot visualize any future for the both of them, so they went
    their own ways there and then…
    
              Heartbroken, the guy agreed. But when he regained his
    confidence, he worked hard day and night, slogging his body and
    mind just to make something out of himself.
    
              Finally with all the hard work and the help of friends, this guy
    had set up his own company …
    
              You never fail until you stop trying.  One rainy day, while this
    guy was driving, he saw an elderly couple sharing an umbrella in
    the rain walking to some destination.
    
              Even with the umbrella, they were still drenched. It didn’t take
    him long to realize they were his girl’s parents.
    
              With a heart in getting back at them, he drove slowly beside the
    couple, wanting them to spot him in his luxury sedan.  He wanted
    them to know that he wasn’t the same any more; he had his own
    company, car, condo, etc. He made it! What he saw next confused
    him, the couple was walking towards a cemetery, and so he got
    out of his car and followed…and he saw his girl, a photograph
    of her smiling sweetly as ever at him from her tombstone and he
    saw his paper cranes right beside her…
    
              Her parents saw him. He asked them why this had happened. They
    explained,she did not leave for France at all. She was ill with
    cancer.  She had believed that he will make it someday, but she
    did not want to be his obstacle… therefore she had chosen to
    leave him. Just because someone doesn’t love you the way you
    want them to, doesn’t mean they don’t love you with all they
    have.  She had wanted her parents to put his paper cranes beside
    her, because, if the day comes when fate brings him to her
    again…he can take some of those back with him…
    
              Once you have loved, you will always love. For what’s in your
    mind may escape but what’s in your heart will remain forever.
    
              The guy just wept…The worst way to miss someone is to be
    sitting right beside her knowing you can’t have her, see her or
    be with her ever again………hope you understand.
    
              Find time to realize that there is one person who means so much
    to you, for you might wake up one morning losing that person who
    you thought meant nothing to you.
    
    ———————————————————————————–
   

2)          KINDNESS Pays !
    
              One day, a poor boy who was selling goods from door to door to
    pay his way through school, found he had only one thin dime
    left, and he was  hungry.
    
              He decided he would ask for a meal at the next house. However,
    he lost his nerve when a lovely young woman opened the door.
    Instead of a meal he
             asked for a drink of water. She thought he looked hungry so
    brought him a large glass of milk. He drank it slowly, and then
    asked, "How much do I owe you?"
    
              "You don’t owe me anything," she replied  "Mother has taught us
    never to accept payment for a kindness."  He said… "Then I
    thank you from my heart."
    
              As Howard Kelly left that house, he not only felt; stronger
    physically, but his faith in God and man was strong also. He had
    been ready to give up and quit.
    
              Years later that young woman became critically ill. The local
    doctors were baffled. They finally sent her to the big city,
    where they called in specialists to study her rare disease. Dr.
    Howard Kelly was called in for the consultation. When he heard
    the name of the town she came from, a strange light filled his
    eyes. Immediately he rose and went down the hall of the hospital
    to her room. Dressed in his doctor’s gown he went in to see her.
    He recognized her  at once. He went back to the consultation
    room determined to do his best to save her life. From that day
    he gave special attention to the case.
    
              After a long struggle, the battle was won. Dr. Kelly requested
    the business office to pass the final bill to him for approval.
    He looked at it, then wrote something on the edge and the bill
    was sent to her room. She feared to open it, for she was sure it
    would take the rest of her life to pay for it all. Finally, she
    looked, and something caught ; her attention on the side as She
    read these words…..
    
              "Paid in full with one glass of milk."   (Signed) Dr. Howard
    Kelly.
    
              Tears of joy flooded her eyes as her happy heart prayed: "Thank
    You, GOD, that Your love has spread abroad through human hearts
    and hands."

Make no
mistake, the world out there is changing before your eyes. But it’s more than
that - the world in your head needs to change too. You need to bring your
"world view" up to speed with what is really happening out there.

What’s a
world view? In short, it’s the way you see the world. The way you were
"taught" to see the world. The way those in authority
"want" you to see the world. Right from your first steps, to your
first day at school and on to adulthood - you have been meticulously fed a
particular world view.

It changes
slightly with your cultural background - but not that much. It changes slightly
with each generation. But this is the first time in history it is undergoing a
fundamental change.

No matter
what race or cultural background you come from, no matter what religion you
were brought up in, or what country you grew up in - one thing’s for sure, you
were taught that your life was not really your own. You were taught that you
owed a debt somewhere. A debt to society. A debt to your race. A debt to your
family - a debt to your government. Even a debt to some supernatural power. In
other words, your life was already mortgaged from the day you were born - to be
paid off by serving the needs of others.

And how were
you to repay that debt? By being a good citizen and doing what you were told.
And, of course, by paying your taxes!

Have you ever
stopped to think what you really get for your taxes? Here’s a short list: roads
(often badly designed and maintained); medical care (if you’re lucky);
education (if you can call it that - brainwashing more like!); police
protection (what?) and justice (you hope!)

In fact, if
you really think about it, what you get for your taxes is pathetic. If you got
the same level of service from any private business (charging up to 50% or more
of your income) you’d be protesting and asking for a refund right outside their
doors!

But, like
sheep, most people don’t protest - because tax is built into their world view.
The injustice of tax is not even noticed - because its justification has been
drilled into the subconscious corners of everyone’s mind. You must pay tax
because you "owe".

You don’t
believe me? Well, consider this:

Imagine you
have a neighbor called "Joe". Imagine that one day he turns up on
your doorstep and says, "Hey listen pal, I’m having trouble making ends
meet - and I’ve noticed that you seem to do okay moneywise. Well, it’s simply
not fair. So I want you to give me 40% of your income each week - so I can get
by with some self-respect! And don’t think of not giving this to me, or I’ll
bring round some of my heavy friends to lean on you!"

Of course,
you’d call this extortion. And you’d be right.

So, ask
yourself this question - what makes the above scenario "extortion",
when one individual demands your money because he needs it - but "social
responsibility" when the same demands are made collectively - by all the
"Joes" out there who need a share of your income - and then vote for
a policy that will take it off you - by force?

Morally there
is simply no difference. So the next time you get a twinge of guilt about
paying as little tax as possible - remember you are simply responding according
to the world view you were indoctrinated with. A knee-jerk reaction - that’s
all.

But change is
in the air. The idea that your life and your cash is not your own is undergoing
a revision. People are standing up and questioning this antediluvian morality.
The very existence and growth of the offshore industry is proof that
individuals are taking their money and privacy seriously - and guarding it
accordingly.

More and more
people are questioning the authority of governments. More and more people are
beginning to see the light - that they don’t need what most governments are
offering - poor service and shoddy goods - priced like an extortion racket.

The internet
is making such thinking even easier to act on. For, not only does it provide
the spread of information that liberates people, it also provides the means of
achieving the personal and financial freedom that beckons those with the
courage to step outside their old world view.

The old world
view is one which sees you as a slave - a slave to a system that claims your
life and property - and does this by taxing your effort, ambition, success,
persistence and creativity.

The new world
view is one which sees you as an autonomous individual. A unique person who
should be free to lead your life as you wish (provided you leave others alone
to do likewise), and to keep the results of your efforts and creativity. It’s a
world of unlimited possibility - a world of increasing wealth.

What is Wealth?

It’s a good
question - one where the answer is often misunderstood. And I think the best
answer (or definition) is that wealth is the net value of your material assets.
Sure, there are other sorts of "assets" - like your health and your
family, but for the purpose of this discussion, we are talking about material
assets.

Money is not
wealth per se. Money is just printed paper, made "legal" by the
government, used as a medium of exchange. Money is a means of buying and selling
assets, but is not an asset in itself.

Another reason
money is not wealth is that its value is determined by government fiat. And
history shows that when a government loses control of the money supply by
inflation, then money can lose its value - down to virtual zero. When push
comes to shove, money can end up not even worth the paper it’s printed on.

What are
Assets?

On the other
hand, assets are things that have tangible value - due to their income-earning
or capital growth potential. The three main asset classes are: business
enterprises, real estate (houses, buildings etc) and paper assets (stocks,
bonds etc). Other asset classes could include precious metals (gold, silver
etc) and collectibles (art, antiques etc).

What sets an
asset apart from money is the fact it has historic tradability and/or income
earning power. That is why when a country faces hyper-inflation, and the value
of the money plummets, those people holding tradable assets can still survive.

What is
Financial

Independence

?

Financial independence
means having enough income-producing assets to provide you with all the money
you need to live the way you want to. And the best way to judge the degree of
your real or potential financial independence, is to ask yourself the question,
"if I stop working now - how long can I survive?"

For most
people, the answer may only be a few weeks or months!!

So, it follows
that financial independence is NOT just having a well-paid job - which allows
you to live as you choose - but having a source of income that will keep
flowing even when you stop working.

How do the Rich
become Rich?

I think Robert
Kiyosaki provides the best answer to this question in his books "Rich
Dad, Poor Dad and "The Cashflow Quadrant". And if you haven’t read
his books, then I thoroughly recommend that you do. See http://www.richdad.com

Essentially,
the rich become rich because they have a habit of purchasing assets, not
liabilities. And secondly, they set themselves up so their income comes from
the ownership of such assets - not the having of a job.

Perhaps
Kiyosaki’s greatest insight is his development of the "Cashflow
Quadrant" - which is a simple illustration showing four types of
individual - and four types of underlying mindsets.

The
"E" stands for Employee - someone who earns their living by working
for someone else. That could be as humble as being the school janitor, or as
high as being the CEO of a large corporation. The basic mindset of an
"E" type person is the need for security - i.e. pay, retirement fund,
benefits, redundancy provisions etc.

The
"S" stands for Self Employed - someone who earns their living by
working for themselves. This could be as a professional - like Doctor, Dentist
or Lawyer, or self-employed tradesman, consultant or commissioned salesperson,
or an owner-operated business of some type. The basic mindset of an
"S" type of person is the need for independence.

The
"B" stands for Business Owner - someone who earns their living by
owning a business enterprise - one that functions without their individual
time-input. A business owner is quite different from a self-employed person in
his own business. If a self-employed person stops working, his business and
income stops also. Whereas, a business owner can walk away from the business -
and still earn a living. A "B" type of person is usually someone with
a large vision or mission, and someone who is able to lead, inspire and grow a
team.

The
"I" stands for Investor - someone who earns their living by
investing. The basic mindset of an investor is someone who values financial
freedom highly, and intends to make their money work for them - rather than
working for money. An "I" person is not simply an investor, in the
sense of having a retirement plan, or his funds in a mutual fund - but is an
active investor, making his own investment decisions - and working on
investments as other people work in jobs.

So, according
to Kiyosaki, the way to become rich is to derive your income from either
business or investments - that is, by being a person on the right side
of the Cashflow Quadrant. This entails changing your FOCUS. The "E"
or "S" type person focuses on "income", whereas the
"B" or "I" type person focuses on acquiring assets.

Of course, it’s
quite possible to "be" in more than one quadrant at the same time.
For example: you could be an "E" type person, who is a part time
"I" person. But the essential point is that if you want to become
rich - and that means wealthy - then you need to be active in either the
"B" or "I" quadrants. And the more active you are, the richer
you will become.

Other Ways to
Get Rich?

Yes, there are
other ways - including:

• You can marry into wealth
• You can become incredibly
       stingy, live like a pauper, and save, save save
• You can work incredibly hard
       - two jobs perhaps?
• You can become a criminal -
       rob banks, or perhaps become a drug dealer
• You can become rich if you
       are exceptionally talented - perhaps a film or sports star
• You can be lucky and win the
       Lotto
• You can inherit money

However, the
options above all have their drawbacks - either they involve leading a
miserable life, depending on luck, counting on the wealth of others, breaking
the law, or being a "one-in-a-million" type of person.

When you get
down to the nitty gritty - there is only one sensible way to accumulate wealth
and become rich - that is to spend your time acquiring assets.

Get Rich Quick?

This is a
constant temptation - and one which usually causes us to lose rather than make
money. However, if you take the path of building a business, or an investment
portfolio - then you will know that it cannot be achieved over night. Genuine
opportunities to "get rich quick" are far and few between - and are
either reserved for those who are already rich (because of the need for
considerable cash to take up such an opportunity), or dependent on luck (as
some of the examples above).

Leverage

It’s
interesting to note that the two proven ways to wealth - business building and
investing - both involve what is called "leverage". In the case of a
"B" person - building a profitable business involves leveraging off
the skills and talents of others - by building a team. It can also involve the
leveraging off existing systems. A "B" person is more like a
conductor - directing the energies of a diverse group of people, talents and
systems.

Investing is
the same. It’s the principle of money creating money. And in every case, such
investing involves using leverage of some sort.

Gurus and
Theories

Because
"becoming rich" is something most people have thought of, or wished
for - it is an area ripe for exploitation. One manifestation of this is the
number of books peddling an esoteric theory of "wealth". The idea
here is to present "getting rich’ as some sort of insider secret, known
only to a few. Such theories often include some useful truth, but are wrapped
up in "fluff".

One example I
can think of - is where you are exhorted to give away a certain percentage of
your money, and that this action will put you onside with some sort of
"cosmic" law of abundance. There are many books that have promoted
such an idea. The essence of which is that there is a "mystery" to
being rich - one which you need to be inducted into.

In the case of
the "giving to get" philosophy, I can see one grain of truth - and
that is the idea that in giving money away, you are in fact showing your
detachment to it. In other words, by being able to give it away - you are
expressing the fact that you do not FEAR losing your wealth.

This raises the
issue of "fear" - which I think is a factor of any "create
wealth" plan. It’s obvious that fear is a negative. It can stop you from
starting a business. It can stop you from making an investment. And if you are
primarily driven by fear - then it is virtually impossible to change your
circumstances in any way whatever - let alone in the matter of creating wealth.

So, any theory
of wealth-building which urges you to first start giving away a percentage of
your money - is really only presenting the idea that being emotionally detached
from your wealth is necessary, in order to be objective, and in order to not be
driven by emotional factors, such as fear.

Another theory
behind wealth creation is the need for a wealth "mindset". Now this
is actually quite valid. Becoming wealthy is like any other goal. And the first
point of setting any goal is that you need to believe you can achieve it. If
you believe you can’t, then you will not begin the process in the first place.
So, it’s obvious that you need to believe you can become wealthy - before you
can set upon that road.

But such
theories are not the first place to start. It’s much better to look at concrete
strategies for wealth creation - and let the reality of such plan motivate you
into believing you CAN do it - rather than repeating "I am wealthy"
mantras for the rest of your life.

Action leads to
belief - just as much, or perhaps more, than belief leading to action. It’s
like self-confidence. Do you get self confidence by repeating to yourself,
"I am confident" - or do you get it by doing things which raise your
evaluation of your own abilities?

So, it’s much
more productive to read about actual strategies and plans for becoming wealthy.

Proven
Strategies

Perhaps one of
the most popular ways for an average person to become wealthy, is through real
estate. Why? Because most of us have experience with it - and that basic
knowledge can get us off to a good start.

The essence of
good real estate investing is to know that the profit is gained at the moment
of purchase. In other words, you need to become someone who can sniff out
bargains - and buy real estate below the generally perceived potential market
price. This is normally possible when in a particular case, the seller has more
need to sell to you - than you have of buying off them.

In securing
your capital profit at the time of purchase, you can then be assured of selling
it later - and realising that profit.

Through a
continuous process of buying and selling - you can gradually, and with
certainty, increase your net worth.

Another
strategy for wealth creation is "buying and selling" - not property
as such, but anything of value. Many wealthy people are good traders - they are
good at buying low, and selling high. You can do this for antiques, cars - or
anything where there is ready demand. And if you have accumulated a lot of
specialised knowledge - then you can use this to trade your way into wealth.

Another good
strategy - if you want to move into the "I" quadrant - is to set
aside a certain amount of money each month. Ideally, this should be from some
EXTRA money generating activity, rather than just your existing budget. And
then you use that money to purchase blue chip stocks - adding to your
accumulation month after month.

And of course,
there is the proven strategy of building a business - as a system for
generating profit, without the need for you to be ever-present.

Education

All of us have
been short-changed in some way, because wealth creation is never taught in
school. At school one learns how to become "employable" - which means
getting passing grades, going to University, and grooming yourself so a
Business Owner will want to hire you. This type of education is a vicious
circle - because the educators themselves do not know how to create wealth, and
therefore cannot teach how it is done. The only way out of this, is you must
educate yourself. There is no other way. Fortunately, such education is readily
available via the free market. And there is just one simple rule - when seeking
a wealth education - to make sure you are learning from someone who is actually
wealthy themselves - and that he/she achieved their wealth using the very same
strategies being offered to you!

The internet
is a wonderful source of information - both good and bad. It’s also a
playground of profitable possibilities for would-be and seasoned
shysters and scam artists.

Apart from
pornography, one of the most prevalent types of content one can find on
the web is in the moneymaking category. And I guess, like sex, money
has universal appeal!

Now, this leads to all sorts of potential problems, especially when easy money is promised.

Your task,
should you choose to accept it, is to learn how to spot the difference
between a legitimate moneymaking proposition and a scam. And I can tell
you it’s not automatically that easy.

At least it’s not easy if you allow yourself to be mesmerised by the promise of something for almost nothing.

The starting
point in getting to grips with this conundrum is to realise that greed
plays a big part in human nature. Sorry to be so blunt, but it seems
we’re wired for it.

You see this
played out over and over - whether it’s women battling each other to
grab the best garments in a crazy sale, or crazy people queuing up to
get financially fleeced in some hair-brained pyramid money game.

The motivation is the same. Something for nothing - or almost nothing. And that desire is fuelled by greed.

If you can
accept that you may have a built-in propensity to seek the easy route,
to get your hands on easy money - and factor that into your decision
making - then you will be in a much better position to more rationally
appraise various moneymaking opportunities.

There are two
main generic scams continually circulating on the internet. One is the
"advance fee" scheme, and the other is the "Ponzi" or pyramid scheme.

The first is
epitomised by the "Nigerian Letter" fraud - which is essentially a
promise of big bucks in exchange for some "help" to retrieve the money.
The strategy is to suck you into the scenario to such an extent that
you become emotionally wedded to it. Then, when you are asked to put up
a fee to make things happen, you are already hooked and part with your
cash without a whimper. Never to be seen again.

The ponzi
scam is named after Charles Ponzi who came up with the novel idea of
enticing investors with the promise of very large returns - and paid
them out of new investors’ money. In the end, of course, the last
investors lost their money, and the whole thing was exposed as a
complete fraud.

Some ponzi
schemes are very crude - like the original chain letter. You’d think we
would have risen above that one - but it keeps on resurfacing. However,
most are now more sophisticated, often disguising themselves as an
"investment" with unusually high returns.

Over the last
few years such ponzis have sharpened their act, and now present
themselves with smart, professional looking websites - plausible
wording and an enticing sales pitch. The primary hook, apart from the
promised returns, is the referral fee - if you recommend others. In
this way, the modern ponzi can harness the viral marketing power of the
internet in ways impossible in the snailmail age.

Now, I have
nothing against people playing money games as such (it’s their money),
provided they know the rules of the game, and understand the old maxim
"buyer beware". You see, I’m very much of the opinion that people
should be allowed to do what they like with their own money - and not
have some bureaucrat tell them what they can or cannot do.

However, when
you remove bureaucratic oversight, you have to take responsibility for
your own decisions, and realise what you are getting into.

If you know
the risks, then it becomes like gambling - where it is clearly
understood that there are winners and losers. And I certainly don’t
advocate that the state should criminalise gambling.

However, it
does appear that some people can’t tell the difference between gambling
(in all its forms), a ponzi, and an investment. And this fact is often
used by the authorities as an excuse to enact laws to protect people
from themselves.

For example, it’s imperative to distinguish between ponzi schemes and gambling. And it shouldn’t be hard.

Gambling
involves taking a stake in a money game where there are clear rules and
directives as to who becomes the winner. Luck is the usual arbiter in
gambling - and this is managed in various ways. It could be lotto,
where numbers are drawn from a barrel; it could be a lottery where one
person has the lucky ticket number; or it could be horse racing or
sports, where you place a bet on the outcome of the race (where "form"
and luck both play a part).

The point is
that in gambling, you know there will be winners and losers, and you
know the means by which this will be determined. You have full
disclosure

Not so with a pyramid or ponzi.

If a ponzi is
disguised as an investment, then it is likely to offer high returns (to
appeal to greed), and use referral fees to get people to spread the
word.  

Now, the
explicit message is that everyone who joins up will make say 10%, 20%
or even 100% per month on their money. However, the truth is that only
the early birds will catch the worm and walk away with the loot. Why?
Because the funds to pay out the promised returns come from the new
players.

So, the
pertinent question is, do these new players fully understand they are
funding earlier "investors", and so they realise they could lose their
shirt? Probably not.

If a
moneymaking scheme states that it is a "game", makes no guarantees, and
openly declares that your money is paying those before you, then you
know the rules before entering - and cannot cry over spilt milk if you
lose your money.

On the other
hand, if money is taken using terminology that indicates a legitimate
investment is being offered - which later turns out to be a ponzi scam
- then clearly the participants have been defrauded, because they were
not told the true facts.

In a
situation like this, one should be able to pursue legal action to
reclaim the lost funds - because such money was taken under false
pretences.

However, such
a retroactive course of action does not mean one shouldn’t exercise
rational judgement before entering into any form of investment - even
more so, if exceptional returns and referral bonuses are being paid!

This brings
up another dilemma. You’ve all heard the old maxim: "If it sounds too
good to be true, then it probably is". It’s one of those well-worn
slogans that is sometimes more confusing than helpful.

The first
problem is to determine "too good to whom?". This is very subjective,
and the answer will vary as much as people vary.

If I offered
you 100% per year - would you consider it "too good to be true"? Or
would you automatically presume I was presenting you with scam?

Well, I can
tell you that such an offer is certainly not too good to be true (under
certain circumstances) - and yet there are many, many people who would
swear black and blue that it was.

You cannot
simply fob off an offer because, in your own opinion, it offers high
returns. You would need to do some digging to discover whether such
returns were possible or justified. So while the maxim is useful, it is
not a cure-all or catchall strategy for dealing with real life
investment opportunities.

So you have
gambling, which clearly discloses the risks inherent in participating;
ponzi/money games, which usually don’t, and are essentially fraudulent
offers; and finally you have real investments.

Of course,
putting your money into legitimate investments does not eliminate the
risk of losing your money - it’s just that such a structure is not set
up with the purpose of defrauding you! When you invest your money you
should demand full disclosure as to the inherent risks of the
proposition.

However, no
investment is 100% safe. Even government bonds depend finally on the
state’s ability to forever tax its citizens - something I personally
wouldn’t want to bet on!

And this is
where we come across yet another old maxim - "the higher the potential
return - the higher the risk". Once again, this is a useful indicator -
but not infallible, as there are obvious exceptions.

So, to recap:
the essential difference between a scam, gambling and an investment -
is that the "rules of the game" are known in advance, and you
participate in the full knowledge of the risk you are taking.

A ponzi scam deliberately misleads, whereas gambling and investing offer disclosure as to the risks.

You cannot
avoid risk - it is part of life. You will never find a truly risk-free
investment. Even money in the bank, in most countries, is deemed
"unsecured" - and therefore at risk, should the bank fall over.

So accept
risk as part of life, and concentrate on weighing up the risk -
according to your own requirements and your psychological response to
such risks - against the perceived benefits you may receive.

Some people
literally can’t sleep at night if they feel financially exposed. While
others are like adventurers, wading through shark-infested waters, with
their eye on the end prize.

There’s no
doubt some people get lucky and make money from gambling, or get in
early and make money from ponzis. But there’s no doubt that most people
lose money from such "opportunities".

The challenge
for you, is to keep your head on, stay calm, don’t be driven just by
the promise of a quick buck, but to assess the offer in the light of
your financial position (whether you can afford to take a risk or not),
and make a reasoned decision.

Don’t be
panicked into action - panic is never a good emotion. The best advice,
if being rushed by someone, is to withdraw and give yourself time to
evaluate something with a cooler head.

Something else will always come along, so don’t be fooled by someone claiming that you will lose out if you don’t say "yes" now!

The world
(and the internet in particular) is bursting with opportunities - and
once you have a clear idea of what you are comfortable with, you will
have plenty of time to participate and profit.

And remember, you alone are responsible for the decisions you make. Caveat Emptor! "Let the buyer beware".

Yours in freedom

David MacGregor

Where will you be?

We are all going to die one day…

Watch the shocking Video on HELL at the end of this presentation HERE

What do we know about Hell?

1, Jesus Christ spoke more about Hell than Heaven…

Whether you reject it or refuse to believe it, you can’t ignore it. Hell is in the bible

“Fear ye not them that kill the body and are not able to kill the soul: but rather fear him that can destroy both soul and body in HELL”  (Matthew 10:28)

“If thy right eye scandalize thee, pluck it out and cast it from thee. For it is expedient for thee that one of thy members should perish, rather than that thy whole body be cast into HELL.”(Matthew 5:29)

“And it came to pass, that the beggar died, and was carried by the angels into Abraham’s bosom. And the rich man also died: and he was buried in HELL. And lifting up his eyes when he was in torments, he saw Abraham afar off, and Lazarus in his bosom: And he cried, and said: Father Abraham, have mercy on me, and send Lazarus, that he may dip the tip of his finger in water, to cool my tongue: for I am tormented in this flame. And Abraham said to him: Son, remember that thou didst receive good things in thy lifetime, and likewise Lazareth evil things, but now he is comforted; and thou art tormented.” (Luke 16:28)

“…the HELL of fire where their worm dieth not, and the fire is not extinguished” (Mark 9:47)

2, Hell is a fiery place

The bible tells us that Hell is a furnace of everlasting, unquenchable fire

“And shall cast them into a FURNACE OF FIRE; there shall be wailing and gnashing of teeth” (Matthew 13:42)

“Depart from Me, you cursed, into everlasting FIRE which was prepared for the devil and his angels” (Matthew 25:41)

“And whosoever was not found written in the book of life was cast into the lake of FIRE” (Revelation 20:15)

“…the hell of FIRE where the worm dieth not, and the FIRE is not extinguished” (Mark 9: 47)

“In a FLAME OF FIRE giving vengeance to them who know not God, and who obey not the Gospel of our Lord Jesus Christ. Who shall suffer eternal punishment in destruction from the face of the Lord and from the glory of his power” (2 Thessalonians 1: 8-9)

“…I am tormented in this FLAME” (Luke 16:24)

3, Hell is at the centre of the earth

The bible warns us that Hell is real place found in the heart of the earth

“For as Jonas was three days and three nights in the whale’s belly; so shall the Son of man be three days and three nights in the HEART OF THE EARTH” (Matthew 12:40)

"Now that He ascended, what is it, but because he also descended first into the LOWER PARTS OF THE EARTH." (Ephesians 4:9)

“But if the Lord do a new thing, and the earth opening her mouth swallow them down, and all things that belong to them, and they go down alive into HELL, you shall know that they have blasphemed the Lord…And immediately as he had made an end of speaking, the earth broke asunder under their feet… AND THEY WENT DOWN ALIVE INTO HELL THE GROUND CLOSING UPON THEM, and they perished from among the people” (Numbers 16: 30)

“But they have sought my soul in vain, they shall go into the LOWER PARTS OF THE EARTH” (Psalms 62:9)

“And when I shall bring thee down with those that descend into the PIT to the everlasting people, and shall set thee in the LOWEST PARTS OF THE EARTH, as places desolate of old, with them that are brought down into the pit, that thou be not inhabited: and when I shall give glory in the land of the living” (Ezekial 26:20)

“…and [the beast] shall be tormented with fire and BRIMSTONE in the sight of the holy angels, and in the sight of the Lamb” (John 14: 10). Brimstone is molten sulphur and it is found inside the earth!

The Blessed Virgin Mary gave 3 shepherd children a vision of hell at the centre of the earth in Fatima, Portugal 1917

“Our Lady opened Her hands once more, as She had done during the two previous months. The rays of light seemed to penetrate the earth, and we saw as it were a sea of fire. Plunged in this fire were demons and souls in human form, like transparent burning embers, all blackened or burnished bronze, floating about in the conflagration, now raised into the air by the flames that issued from within themselves together with great clouds of smoke, now falling back on every side like sparks in huge fires, without weight or equilibrium, amid shrieks and groans of pain and despair, which horrified us and made us tremble with fear… Terrified and as if to plead for succor, we looked up at Our Lady, who said to us, so kindly and so sadly:  ‘You have seen HELL where the souls of poor sinners go”

Scientists claim to have recorded the screams of the damned in the centre of the earth

The following article appeared in the well respected Finland newspaper, Ammenusastia

As a communist I don’t believe in heaven or the Bible but as a scientist I now believe in hell," said Dr. Azzacove. "Needless to say we were shocked to make such a discovery. But we know what we saw and we know what we heard. And we are absolutely convinced that we drilled through the gates of hell!"

Dr. Azzacove continued, ". . .the drill suddenly began to rotate wildly, indicating that we had reached a large empty pocket or cavern. Temperature sensors showed a dramatic increase in heat to 2,000 degrees Fahrenheit."

"We lowered a microphone, designed to detect the sounds of plate movements down the shaft. But instead of plate movements we heard a human voice screaming in pain! At first we thought the sound was coming from our own equipment."

"But when we made adjustments our worst suspicions were confirmed. The screams weren’t those of a single human, they were the screams of millions of humans!"

Listen to a recording HERE claiming to be from the above expedition

4, Hell is forever

"the smoke of their torment ascendeth up for ever and ever: and they have no rest day nor night." (Revelation 14:11)

The bible warns us that Hell is permament. A place of…

·        Everlasting fire (Matthew 18:8, 25:41)

·        Everlasting punishment (Matthew 25:46)

·        Everlasting chains (Jude 1:6)

·        Eternal fire (Jude 1:7)

·        Eternal damnation (Mark 3:29)

·        Eternal judgment (Hebrews 6:2),

·        Unquenchable fire (Matthew 3:12, Mark 9:43, 44, 45, 46, 48, Luke 3:17)

Search the bible and you will not be able to find a single verse of hope for someone in Hell. It is permanent!

5, Hell is the tortures of the twisted intelligence of the fallen angels

   

“God spared not the angels that sinned, but delivered them, drawn down by infernal ropes to the lower hell, unto torments, to be reserved unto judgment” (2 Peter 2:4)

The bible warns that after seducing you into mortal sin the devil will turn on you in Hell and torture you forever

“Fear ye not them that kill the body and are not able to kill the soul: but rather fear him that can destroy both soul and body in hell”  (Matthew 10:28)

“Depart from Me, you cursed, into everlasting fire which was prepared for the devil and his angels” (Matthew 25:41)

The vision of the shepherd children of Fatima, Portugal 1917 describes them

“Plunged in this fire were demons…The demons could be distinguished by their terrifying and repellent likeness to frightful and unknown animals, black and transparent like burning coals.”

6, Most men go to Hell

“And if the just man shall scarcely be saved, where shall the ungodly and the sinner appear?” (I Peter 4:18)

The bible tells us that few go to heaven and many go to hell

“Enter ye in at the narrow gate: for wide is the gate, and broad is the way that leadeth to destruction, and many there are who go in thereat.How narrow is the gate, and straight is the way that leadeth to life: and few there are that find it!” (Matthew 7:13)

7, Before you go to Hell you see what you have lost

“And as it is appointed unto men once to die, and after this the judgment” (Hebrews 9:27)

The bible warns us that we will be judged on our whole life at death….

“We must all be made manifest before the judgment seat of Christ” (2 Corinthians 5:10)

All judgment is handed over to the Son. A judge who is infinitely Holy. He knows all things. No aspect of your life is hidden from him…thoughts…words…deeds.

The soul knows as it approaches God whether it is lost or saved.

But now there is no more time to repent, to pray to God or appeal to the intercession of the Blessed Virgin Mary or the Saints

You are going to be judged as you are, and all the masks you have deceived others with and yourself will be pulled off now. If you have been self-seeking all though your life, that will be exposed now….

The terrifying aspect of the devil and the claws of hell will be ready at your side as the accuser before the tribunal of Christ. He charges you with all that you have done, pointing to the day and the hour in which you have sinned. He recites the words of your baptismal consecration and brings forward the promises in which you have afterward failed “Did you renounce Satan, the flesh and the world? Did you?!”

Then he will address the judge Our Lord Jesus Christ “I did not suffer pain, nor sweat a single drop of blood for him, nor were my hands or feet pierced for him and yet he served me all his life. He has left thee who has died to save him and he made himself my slave. So he belongs to me…he’s mine….every bit of him is mine…you must give him to me! Pronounce sentence on him! He doesn’t belong to you by grace but to me by sin. I didn’t die for him. You are the Just one, so give him to me!”

Then your guardian angel will reproach you with your unfaithfulness “Why wretched soul did you reject my counsels again, and again, and again…?“ and in profound disappointment point to you shouting “Arise, O God and judge thine own, God”  Guardian angels everywhere will demand vengeance for those souls you led astray and help condemn…

Your conscience will place your whole life infront of you and your works will condemn you “You did us, you are responsible for us!” they will cry.

Then you hear the voice of God strike terror into your heart with those fateful words “Depart from me ye cursed into everlasting fire prepared for the devil and his angels. Depart from me, for I will neither see you nor hear you anymore. Go and go with my curse upon you since you have despised my blessing”

The just Judge cannot change His mind once made up. There is no court of appeal because there is no higher tribunal. This judge is Almighty. However much we resisted His graces during life we cannot resist God’s power at the Judgment. You remember what the bible says “He is a HOLY GOD…He will not forgive your transgressions nor your sins” (Joshua 24:19) Suddenly the terrible realization dawns on you that sin against infinite majesty merits an eternal punishment

The Blessed Virgin turns her face from you, the saints cease their hymns of prayers and your guardian angel walks away…

Now the soul knows too late that only God can satisfy it; not creatures or self love, but it is too late

It will never attain to to the end purpose of its creation…

8, “Abandon all hope ye who enter here”

“Bind his hands and feet” scream the demons….

Next “You realize something is happening. You hear a sound. . . getting louder and louder. . . screaming . . .weeping. . . wailing. Terror and fear beyond anything you could imagine overtakes you. "This can’t be happening!" you scream. Your nostrils are filling with the awful stench of burning souls. Your face ignites from the heat. Flames are now blazing from your eyes, nostrils, ears, mouth — every opening in your body, flames are roaring out. Your body is sizzling and crackling from the flames.

Your body is now madly thrashing and convulsing from the horrible pain. "Why don’t I die?", you scream. You begin weeping and gnashing your teeth with the millions. "When will this pain stop?" But you know it will never stop. . .

The darkness is so terrifying, it begins engulfing you. You feel something moving in the darkness. . . something horrible is happening. "No! No! This can’t be happening" you scream — as your worm is emerging.

You begin cursing the day you were born. You scream — "Oh God, why didn’t you warn me?"— but you remember the preacher pleading with you to receive Jesus Christ. You remember reading that Gospel tract. You cry — "God don’t you care?" — but you remember John 3:16 "For God so loved the world, that he gave his only begotten Son,. . ." "God is a God of love — He won’t allow this", you cry — but you remember John 3:36, ". . . he that believeth not the Son shall not see life; but the wrath of God abideth on him."”

(Taken from “The Truth About Hell” by Terry Watkins at http://www.av1611.org/hell.html)

                                                                                                                            

As their eternity of torture breaks forth the damned scream out violently in confusion “What hour of the night is this? How long will it last?”

But the fury of the devils reply “it is FOREVER, FOREVER, FOREVER!”

9, Death and the Journey into Hell

This video is very disturbing and a wake up call we all need…

INTRODUCTION   PART 1      PART 2      PART 3      PART 4    PART 5      PART 6

Every three seconds someone dies, that’s 180 every minute, since you started reading this 2000 souls have been judged and passed into ETERNITY. A car crash….a heart attack….a stroke….One thing is for certain - you will DIE, whether that is today….tommorrow…a week…a month…a year…5 years….10 years….20 years…..50 years …“It is appointed to men to DIE” (Hebrews 9:27)

(Taken from “The Truth About Hell” by Terry Watkins at http://www.av1611.org/hell.html)

Please forward this important message on to everyone in your address books and contact lists

If you can’t display the sound and graphics in this email please visit http://www.newolivepress.co.uk/Journey into Hell.htm
to view this presentation on the web

For more information on how to save your soul from this horrible fate reply to this email

Analysis  Last Updated: Jul 11th, 2007 - 01:01:28

No you’re not paranoid, the SEC is out to get you
By Melinda Pillsbury-Foster
Online Journal Guest Writer

Jul 11, 2007, 00:59

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If you think that the Securities and Exchange Commission extrudes those volumes of regulations to protect you the consumer, then I have a bridge to sell you; Quite the opposite. Those regulations that the SEC mandates actually make it nearly impossible for you to dream the big American dream. The chances of the ordinary investor getting a chance to invest in that little startup that will become the next Microsoft, IBM or CISCO Systems are slim to impossible, especially if the SEC has anything to do with it!

Don’t feel alone, however; smaller companies are also being converted into cash through the machinations of the SEC’s familiars.

That is why your chances of living out a comfortable retirement, or having the luxuries you see enjoyed by others, or participating in the wealth reserved for the elite few; those "qualified" to invest in a Hedge Fund are null.

The SEC wants you exactly where you are: a working "John" who makes a day’s wages for two days’ work, worrying about whether your 401K will be enough, and whether the corporation you spent your life working for will go through down-sizing, or worse, "bankruptcy," and thus default on your retirement benefits.

It is ugly, but it is the reality faced by most Americans today.

Government carefully couches the text in terms both esoteric and bland, designed to firmly close the door on your real participation in the wealth produced by America. This happens in ways you never even imagined, all the while simulating a system they proclaim to be for your protection. But the only ones protected are the "Good Ole Boys." You scrape by with pennies, they make trillions. Hedge Funds are at present their favorite form of thievery.

Welcome to Plantation America, where ownership is more subtle but as sure as any experienced by a shackled slave in the Old South.

Here are a few terms you need to understand before we get started.

Hedge Fund. This is an investment pool where a limited number of elite investors, usually 100 or less, invest usually one million or more dollars each. Many Hedge Funds are so exclusive that their minimums are 100 million for each investor. Hedge Funds are often described as "a managed portfolio that targets a specific return goal regardless of market conditions." Translation: To do whatever is required to bring in the money. Those "strategies" include several sophisticated strategies such as: short selling, arbitrage, hedging, and leverage. These are few words that disguise the meaning of "steal it" with more taste.

Short selling. This is selling stock or another commodity whose value is expected to decline. It has two flavors — naked and covered. Naked means to sell what you do not really own. Covered means you own it and you sell it, repurchasing for less after its price has declined.. Remember this because it’s an important part of the rest of the story! I should point out that this is illegal in every other aspect of life, but was declared legal by those closely associated with the Fed, the securities industry, and U.S. Treasury, which makes perfect sense if you understand what they really do.

Arbitrage means trying to profit by exploiting price differences of otherwise identical or similar "financial instruments." You move around to find different values placed on these. Financial Instruments are things that are paper, but valuable, like mortgages, notes, bonds, and securities. They like this best when they can simultaneously buy and sell the same item, making money instantaneously through a spread. A simple analogy of arbitrage is . . . ever notice that when you buy a stock you always seem to pay the highest ask, and when you sell it you always get the lowest bid! You have just been arbitraged!

Hedging. This is like betting on both horses in a two-horse race. One horse is the favorite and you bet enough there to cover the whole amount of both bets if Dobbin wins. But you collect really big if the other horse comes in first. You risk nothing! Brokerage firms lend out your stock that you have in the street name, and do this all day long with your assets and don’t have to pay you a dime! To prevent this, simply take delivery of all your long-term stock investments. Otherwise know that the firm will use your stock to make them money. They will not tell you this or share the profit.

Leveraging is when you borrow money from someone else and use that money to buy something at a lower price than you can sell it for. You will already have it sold before it arrives. In other words, if you are a brokerage firm this means you borrow money from your clients, without their knowledge, to lend to a company issuing the stock that you are helping go public. The brokerage company sells you the stock for 50 percent less than it will be priced on the street at the IPO. Now you get commitments from clients who are agreeing to buy that same stock in the underwriting syndicate with a 5 percent markup over the IPO price or 55 percent more than you are paying. The price charged here is referred to as a premium, for whom you can see. From this is deducted the kickbacks, reimbursements of expenses, and that vacation to Hawaii on the private jet for the firm’s major executives.

If you have kept track of the profit the firm made, here’s how it works. They used your money (no firm capital at risk), they lent it to a private company they are taking public to buy stock at 50 percent or less of the market value, and they sell it to you for 5 percent more than the IPO — that’s a 105 percent profit on your money for the firm, and all you get as Joe Paycheck investor is to own the stock that has now been fully diluted. This is the protection racket run by those friendly folks we call the SEC and its network of crony brokerage firms and political watchdogs.

They don’t pay you interest on the money most of the time; the subject is never mentioned. When the market turns south you wonder how you could lose so much money so quickly!

PIPES - Private Investment in Public Enterprise is also a type of Hedge Fund.

Brace yourself, this one will be a shock. Ever notice how certain things always have innocuous names that disguise what is really going on? This is just one of those things, PIPES, a type of hedge fund where millionaires or billionaires use the exclusive unregulated domain of private equity investment funds to manipulate the markets of thousands of small companies. Now, I will go slow, because I want to make this very clear and easy to understand. You remember Joe Paycheck. He has been wondering how he will retire on his present savings rate, so he begins looking for an investment he could buy that will present a better-than-average return on investment.

His friend John Doe tells him he was reading an article that recommended looking at small cap, micro-cap or penny stocks as potential opportunities. These are stocks just like the NYSE stocks but the share prices are much lower per share, and the SEC regulates these companies just like the big ones.

Joe never really knew much about the stock market and so had always played it safe with mutual funds. Those, however, didn’t make much. When he asked about buying stock he was told he needed to buy a round lot (100 shares), or he would pay a premium. One hundred shares made the cost too high. With companies like IBM selling at $58 per share (or $5,800) or, say, Microsoft at $24 per share (or $2,400) that represented more money than Joe had at the time, and he had always heard it was best to diversify by owning at least a half-dozen companies or so to spread the risk around in case one company went south. It was impossible to do this when he had to buy 100 shares of each.

But Joe is worried about that retirement and so he decided to look around. After a few weeks of looking, Joe decides he will start watching the subscription services like PR Newswire, Business Wire, and Reuters. One day he reads a press release about a small startup company that has gotten a patent on the next big thing, and, low and behold, they just received $100 million dollars in equity funding from a venture capital fund that struck a private equity deal with the company and its principals. But they are only going to take a draw against it right now of $100,000. And can you believe it, those guys at the venture firm are even willing to take stock in return for the money they loaned! This has got to be a winner! More importantly, they are willing to wait on registering the stock they are getting until the company does its next stock offering! Joe assumes that these venture guys must have done their homework or they would never have agreed to loan $100 million to a small startup company.

Going back a bit, a few weeks earlier, Joe had received a gift from his mom and dad for $11,000 and he had gone to DATEK and opened a self-directed investment account in anticipation of doing something.

So with all this new found courage Joe logs onto DATEK and places an order for 100,000 shares of this stock in Big Thing Enterprises trading at .011 cents per share or $1,100 total. Wow that’s just over a penny a share! A penny is nothing! I will own 100,000 shares of the Next Big Thing! I’m rich . . . and, low and behold, the next day the stock is trading at 3 cents and Joe has tripled his money.

So he decides he has to have more of this before it gets away from him and everybody else finds out about the Next Big Thing! He decides he will buy another 100,000 shares at .03 and spends another $3,000 of his parents’ gift.

The next day he gets home from work and checks the market, and the damn thing is 8 cents per share. He has nearly a 400 percent total investment return and there are still three trading days left in the week.

So he says, well I am way "in the money," so he decides what the hell, he takes the entire remaining $6,900 in his account and buys 90,000 more shares at 8 cents a share, and for the next few weeks the company issues even more press releases and the stock goes as high as 18 cents a share on low volume but rather thin trading (more buyers than sellers). Then the company announces that they have spent all the money on research and development and needs to take another advance against the equity line of credit for another $100,000. The venture firm says okay and another big spurt in the stock occurs with heavier volume (more sellers than buyers). All the company had to give up for the $200,000 it borrowed was 30 million shares of stock (or .007 cents a share) and they still have 40 million shares in treasury and the principals have the rest (20 million). The company had a float of 10 million shares before this all started. That makes a 100,000 million share capitalization.

Then, all of a sudden, news stops coming out, and the company freezes its borrowing from the venture firm, and things go very quiet. The stock continues to fall in price all the way down to 3 cents a share. Then it hits 2 cents a share and them 1 cent a share the next week. Joe decides he’s just going to hold onto his stock and wait for it to come back. Then the company decides it isn’t going to borrow any more of the $99,800,000 left on its equity line of credit with the venture firm, because the cost of capital is just too high and they would have to give up the company and still never have borrowed all the money on the equity line. Joe and the company have both received the same news, the light bulb has gone on.

Through manipulation of the rules, Chris Cox and his predecessors have made it possible for the most potentially lucrative investments to be driven, like cattle through holding pens, into the slaughter yards we learned about above called, "Hedge Funds."

Imagine for a moment you are an eager, intelligent, hardworking young American who has come up with a Great Idea. You patent that idea at not inconsiderable cost to yourself. You even do market analysis that proves that this idea is gold plated. Eyes shining with belief in the American dream you start looking around for capital. You are surprised to find that none of your local banks will back you. Doing an Initial Public Offering costs more than you can afford and still bring your product to market. What good would that do, you’d be forced to do business like all other small public companies and sacrifice the company to the vultures because you can’t sell to small investors; the brokerage forms won’t back you because they have all been scared off by the ugly, nasty SEC after the 9/11 debacle. You are puzzled and surprised.

The banks and others you contact, for instance the Small Business Administration, your local bank, say they can’t deal with you and that you need sophisticated financing and point you to places like the Venture Capital Vultures and hedge funds. There, you learn that to get the capital to take your invention into the market you will need to "cut an inside deal" that they tell you is the standard practice. That, at least, is true. But "the deal" makes it possible for the Vulture Capitalist to end up owning your business.

At first you will probably be excited. The deal means you can get all you need to secure your success — $20 million is no problem. But then you learn that you never GET all that money at one time. You have to get it in smaller increments that always leave you underfunded and returning for more — and on increasingly bad terms. Because the Vultures now have reduced price stock available to them, they can "short" the stock, because the company is actually giving them shares for cash, which they get as part of the loan the company signed, meaning they can sell it (even if it is restricted or unregistered) thus making the stock sooner or later worthless. And so it goes.

This is one of the reasons so many companies fail. It seems like this would be bad for the Vultures, but surprise, the SEC and the wealthy owners in those Hedge Funds can even write off their profits as ‘losses.’ Most of them pay no taxes of any kind. And when they ultimately end up with the company, the loss carry-forwards allow them to reap all those profits and reduce their taxable income by applying the loss carry-forwards.

Like I said, these things can make really big money. They make even more money if you have a powerful friend who muscles people around like the SEC, leaving them few other options. This is how the wealthy turn ‘the market’ into their own personal playground and sock billions away in the piggy bank.

Christopher Cox, the 28th head of the Securities and Exchange Commission, knows that most Americans trust the government and believe that their rules are constructed to protect them, the small investors.

Sad misconception.

Cox knows exactly what is happening. That is why he is where he is.

He was appointed by that paragon of free markets, George W. Bush, on June 2, 2005, and unanimously confirmed by the Senate on July 29, 2005. (Most congressmen are millionaires, not when they arrived in D.C., but soon afterwards, and so have a use for Hedge Funds.) He was sworn in on Aug. 3, 2005. If you go to their website you will find that the focus under Cox is on, "the needs of individual investors."

For "individual investor," think over $1 million.

You can keep your measly little savings in the ol’ mustard jar.

As we noticed with George W., his "core constituency" is not the little old Republican lady living on her Social Security who worked, believed, and voted for him. The "Core" folks are those who can afford to become Pioneers ($250,000) or Rangers ($100,000).

However, that does not mean you need to feel left out. George and Chris have plans for you, plans that include having you continue into slavery.

We have an alternative plan that we think you will prefer.

While Bush and his friend Chris call this "investment," what it actually should be called is racketeering, and it’s being carried out as a conspiracy to defraud the public at large. That makes it a felony, a multi-count felony. So our plan is to sort of clean up the marketplace so that honest people can return America to a very different model for business.

We have begun writing a bill and are now looking for a sponsor to carry it through Congress. You are probably thinking, "Yeah, right! Those crooks?" But right now Bush is teetering with everyone; more than 50 percent of Americans now favor impeachment, so this is the perfect time to get legislation passed. The bill includes the removal of Chris, demands true business transparency, and new rules for stock trading, hedge funds, PIPES, and opening up real investments that could earn the blessing of Mother Theresa instead of the envy of Al Capone.

See, we knew you would like it. Soon, you, an American who can’t afford to join a Hedge Fund will be free from the plantation of GREED, having ridden the Underground Railroad to a very different America. Welcome home.

You have always been puzzled about Hedge Funds; you wonder how it always is that you lose money while insiders seem to get richer every day. You wonder but continue to invest. You aren’t crazy. They are out to get you.
Melinda Pillsbury-Foster is the granddaughter of Arthur C. Pillsbury. AC invented the first circuit panorama camera as his senior project at Stanford in 1896 while majoring in Mechanical Engineering. She has been studying the market and economics through the filter of politics and anthropology for twenty years. Her political blog is How the NeoCons Stole Freedom. She is presently working on a book titled, “Off the Grids to Freedom in One Easy Lesson.”

Copyright © 1998-2007 Online Journal
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Become a Friendlier Person

1. Don’t criticize, condemn or complain.

2. Give honest, sincere appreciation

3. Arouse in the other person an eager want.

4. Become genuinely interested in other people.

5. Smile

6. Remember that a person’s name is to that person the sweetest and most important sound in any language

7. Be a good listener. Encourage others to talk about themselves.

8. Talk in terms of the other person’s interests.

9. Make the other person feel important- and do it sincerely.

Win People to Your Way of Thinking

10. The only way to get the best of an argument is to avoid it

11. Show respect for the other person’s opinion. Never say,”you are wrong.”

12. If you are wrong, admit it quickly and emphatically.

13. Begin in a friendly way.

14. Get the other person saying, “Yes, yes” immediately.

15. Let the other person do a great deal of the talking.

16. Let the other person feel that the idea is his or hers.

17. Try honestly to see things from the other person’s point of view.

18. Be sympathetic with the others person’s ideas and desires.

19. Appeal to the nobler motives.

20. Dramatize your ideas

21. Throw down a challenge.

Be a leader

22. Begin with praise and honest appreciation.

23. Call attention to people’s mistakes indirectly.

24. Talk about your own mistakes before criticizing the other person.

25. Ask questions instead of giving direct orders
26. Let the other person save face.

27. Praise the slightest improvement and praise ever improvement. Be “hearty in your approbation and lavish in your praise.”

28. Give the other person a fine reputation to live up to.

29. Use encouragement. Make the fault seem easy to correct.

30. Make the other person happy about doing the thing you suggest.

Have you begun to wonder if it’s REALLY possible for an ordinary person like yourself to earn money through the Internet?

Believe me, I do understand! I was in your shoes not so very long
ago! I’m living proof that a NEWCOMER, an ordinary person, can make
money online.

It really is true…ANYONE can become successful on the internet.

NO RECRUITING-You can earn monthly without referring anyone but you will earn extraodinary if you do so.
NO PHYSICAL PRODUCTS-$$ is your products.
NO STOCKING-No more useless products in your car @ store @ office.
NO MEETING-No need to attend any meeting @ presentation
NO TRAINING-No need to attend any physical training
NO TRAVELING-Saving your cost on petrol, tolls & parking

 

How Can They Pay So Much?

               
               

* Low Overhead/Expenses - Internet based;Web Hosting,Domain Name,Security Etc

* Off-shore - Tax Free;Located at Dominican Republic Read More Here

* Leverage (Apply To Agriculture Commodity Fund) - Leverage
is very important to the commodities markets. Unlike the stock market,
where you might have to invest 100,000 dollars to leverage 100,000
dollars; ACF’s team can leverage tens of thousands of dollars worth of
a commodity for pennies on the dollar. Also unlike stocks, commodities
have intrinsic value and will not go bankrupt. Read More Here

* No advertising - only word of mouth/referral based;Save Millions Of
Expenses On Advertising Which Goes To The Investor…In Case If You
Didn’t Notice Advertising On TV Does Go Less Then $100,000 Usually…

* Hedging

* Arbitrage  Also Known As Risk-less Profit

………………………………………………………………………………………………

Personally I’m A Trader Myself Though Not yet A Successful One

25% a Month I Tell You It’s Nothing…

If You Don’t Believe Me Ask Traders Via This Forum http://www.elitetrader.com

For Example Let Me Show You the US dollar verses Japanese Yen Chart

It’s Up To You To Believe Me;Banks Eat Our Money…

www.swisscash.net/nzale7394002

Dear Friends,

Are you ready to start a new change for your living life?

We should be happy as we are still alive and ready to help others.
Praise the lord that it is going to be a wonderful day.
To start, I want you to think of courage.
Would you like to have more courage in doing anything oneday?
We have far too much discouragements and great obstacles in our life from our culture but still we manage to overcome them step by step.
Remember that our life, our thought, move in a sort of rhythm. If you feel unsecure and low confidence, you may be at the bottom of the trough.
If you keep up your courage, you will swing out of it, using the very strength that at the moment are sucking you down and down.
Courage comes with the action, try to measure up…
Please engage yourself with a chance, and take action to achieve breakthroughs.
Do u have any idea how I response when i was given a proven opportunity 11 months ago? I gave myself an action, I dun want to fail myself, just like you. I expect a BREAKTHROUGHS in my comfort zone, my attitude, my mind in order for me to GROWTH upward.

Don’t you worry and worry and i can guarantee you it will hold you back to yesterday. You will end up never be able to recognise your real value, and real achievement . We must start and think a new day by forgetting the bad experience of yesterday. If at any time you sense you are not realizing the value of you desire or out of control, please pray to the lord…I do it everyday and i felt very thankful.